Having car insurance is a legal requirement to drive on the UK public roads. The minimum cover you can buy is Third Party, but some insurers won't sell you this cover on its own as it does not cover the insurer in cases where the car is stolen or where the fault lies with the insurer. It may also be the case with young driver zurich car insurance.
You can reduce the risk of theft by parking off road on your driveway or garage,. Most insurers will offer up to a 5% discount if you do so. There are some insurers who claim to not inflate your premium due to where your vehicle is parked, but this may be subject to post code area.
Any penalty points you have previously accumulated must be declared to your new insurance company. If you buy a new car insurance policy and do not declare these points, you may risk not being insured should you need to amke a claim.
If you are making a claim and have comprehensive coverage some companies try and settle the claim within 5-7 days. Why not see if your next car insurance policy has a statement online of how long a claim normally takes to complete.
