Always try to at least make the minimum payment on your card each month. Non payment or late payments may affect your credit score and charges may be applied.
The best way to pay your monthly credit card is by setting up a direct debit. This ensures you don't forget about any payments and means you will avoid any late payment charges.
Why not help your favourite charity or football club etc, by applying for an affinity card. The card company will pay a proportion of the money you spend
directly to the charity or club.
It's reckoned that over £1m pounds a day is lost on credit card fraud, so take every precaution to ensure that you keep your credit card details safe.
