Carrying a credit card can be a lot safer than carrying a large amount of cash. At least you cancel your cards! Always keep you pin seperate from your card. However unike cash if you are not always aware of where your cards are, it could be some time before you realise they are missing, so take care.
If you already have credit cards it may still be well worth changing to another card with a lower APR or charges. Even with your bad credit cooperative bank credit cards, the more you pay off each month the more you will save in interest or charges.
If you only make the minimum repayments on your cards every month your debt could take a long time to clear, as your payments may only be covering the interest charges.
We can help you save money on your credit card! Just compare your rate with others on offer in our database to find one that's lower.
