If you miss the payment due date on your account statement, a late payment fee charge may be applied to your credit card amercian express offers. This is standard practice across the board.
Look around the website and compare what credit card deals are on offer using our comparison page. There are many types of cards from zero intrest to rewards and cards that give rewards to your favourite charity or even football club.
If you have no credit rating, or a poor credit history it might be difficult obtaining a credit card but if you look through these pages you may find you a card company that will help you.
You may be able use a credit card to help repair a bad credit record. Use it for everyday items like petrol and the weekly shop. Make sure you make the payments on time and your credit rating will benefit.
Why not help your favourite charity or football club etc, by applying for an affinity card. The card company will pay a proportion of the money you spend
directly to the charity or club.