Guaranteed Amercian Express Credit Card

Credit cards are an easy way to obtain credit and can offer great flexibility and benefits to the cardholder. By switching your balance between cards at the right time, you could save interest.

If you've built up a debt on your card it may be worth switching to a card offering a low rate or zero rate, on balance transfers. There are loads of offers out there, read the small print for transfer fees though.

Credit cards are easy to use and extremely convenient and can be a great source of money in an emergency. But beware, you can also lose control of your spending

It's reckoned that over £1m pounds a day is lost on credit card fraud, so take every precaution to ensure that you keep your credit card details safe.

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