Online Credit Card

If you miss the payment due date on your account statement, a late payment fee charge may be applied to your online credit card. This is standard practice across the board.

Some credit cards offer a permanent low APR but this is eneviably higher than the short term offers. Add up the total cost of your online credit card, to make sure it is good for your pocket.

Never write down your credit card pin number, know where your card is at all times and never keep your card with your chequebook.

If you receive a phone call from supposedly from someone from your bank or credit card company asking you to confirm your details don't give them the
information. Instead ask them to write to you.

Most credit cards offer purchase protection which means if you buy goods that are faulty or there is a fraudulent transaction then you will be reimbursed for your loss.

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