When you receive new or replacement secure credit card always make sure you sign them straight away and if the old one is out of date, you cut up or idealy shread it, so the number cannot be read.
Always use your credit cards wisely. Every time you use your secure credit card you are spending money that has to be paid back. Credit cards can make a great difference to your life by spreading your outgoings over a period of time, but can be your worst enermy if used poorly.
The APR is the Annual Percentage Rate. This rate takes into account set up fees, interest rate and other factors included in the lenders agreement.
If you have a 0% card try and pay it off, or switch the balance before the deal ends or you will end up paying interest.
