Some credit cards offer a permanent low APR but this is eneviably higher than the short term offers. Add up the total cost of your uk credit cards, to make sure it is good for your pocket.
Always read the small print of any agreement to see if there are any hidden charges or conditions you were unaware of.
Many companies will allow an extra cardholder on your account as long as the nominated person is over 18 years of age. It is your responsability however, to control that spending, as the contract is in your name.
Not all credit cards are the same .Some offer 0% on purchases others cashback or rewards on every purchase made, so choose one that suits you.
The best way to pay your monthly credit card is by setting up a direct debit. This ensures you don't forget about any payments and means you will avoid any late payment charges.
