If you are sending your payments by mail remember to allow enough time for your payment to get there on time and never send cash. better to repay your virgin credit card reward by direct debit, to ensure you pay on time and miss those late payment fees.
If you have no credit rating, or a poor credit history it might be difficult obtaining a credit card but if you look through these pages you may find you a card company that will help you.
If you receive a phone call from supposedly from someone from your bank or credit card company asking you to confirm your details don't give them the
information. Instead ask them to write to you.
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Do not give your credit card number to anyone who calls on the phone unexpectedly, no matter who they say they are. Also never use email to transmit your details and only use websites that encrypt the details. There are also credit cards that protect you from bad internet transcations.
