Some insurance polices can cover you for items that are lost or stolen outside you home. Check to see if your next buy to let direct line house insurance, gives cover for these items.
Many companies offer further discounts if you have specific security systems installed in your home. You buy to let direct line house insurance provider may show a list of security features that if you have installed will qualify for a further discount over and above the online discount offered.
Remember if you let your property out in any form you may have to inform your buy to let direct line house insurance provider on your application form or during the period of your agreement to ensure you and your tenants have the right protection.
Ask yourself what is the true cost of replacing all your possessions in your home. You could use a video camera to film it all, then try to do an inventory. Once you have a true value you can then fill in your buy to let direct line house insurance form correctly with the right value.
Preventing is always better than cure as they say. Yes you are insured but do you still want the hassle of going through a claim. Make sure your home is always secure, with the correct security equipment. If you have an alarm, make sure you use it everyday and do not leave windows open, when you are out of the house.
