You can choose between home insurance contents only or both home and contents insurance together off most insurance companies. However it is normally cheaper to choose to buy these together as one policy.
Each insurance supplier will have a page online with a, what is covered section. You this information to establish the difference between different home content insurance policies. Often though the home page will show the real benefits to why you should do business with them.
Always read the small print on your home owner hsbc insurance online agreement, to fully understand what you are covered for. It can be an expensive mistake to assume everything is covered without checking first.
