You can purchase house insurance policy 24 hours a day, 7 day a week at anytime through the year. So no matter how busy you are or where you are all you need is access to an online computer to purchase and have peace of mind that your home is not protected financially.
Even though insurance brokers are officially middlemen, they still can sometimes get a better deal for you by passing on some of the commission the insurance providers pay out to the brokers for the business they generate. They still can generate competitive quotes.
Look for independent awards to establish the credibility of home contents insurance providers. Names such as defaqto awards a star rating based on consumer research and feedback. These will be in a prominent position on their website should they have some.