You can buy buildings insurance on its own in many cases and is the minimum insurance you should have if you have a mortgage. If you do not have buildings insurance you may be in breach of your mortgage agreement.
Although not as standard as car insurance some companies do offer a no claims discount on home insurance too. The conditions are different to the standard car insurance polices though. So when buying thatched cornhill direct home insurance check to see if in future years you could benefit from a no claims bonus if you stay with the same company.
Preventing is always better than cure as they say. Yes you are insured but do you still want the hassle of going through a claim. Make sure your home is always secure, with the correct security equipment. If you have an alarm, make sure you use it everyday and do not leave windows open, when you are out of the house.
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