Always mention any health problems however minor when taking out a policy. Failure to do so could mean your policy is null and void. They may ask for access to medical records and will nkw when any illness did originally occur.
If you are switching your cover from one company to another it's vital you don't cancel your existing policy until the new one is in place. it is also important to understand any cancelation fees, so you may want to understand them before agreeing a purchase, so you do have the option to change suppliers later on in life.
When you take out a life insurance plan you are ensuring your family will be looked after financially when you're not around.
