You never know what is just around the corner so why not cover all eventualities and get yourself some life insurance today. Unfortunatly it is the unknown you are working with.
The rules on policies "Written In Trust." Have changed meaning you may be liable to pay tax , but if you have taken out your policy before March 2006 you are unaffected.
Purchasing life insurance online is becoming increasingly popular, as it's a quick and easy process and in many cases can be cheaper.
Always keep up with your premiums. If you miss payments it may mean your policy may be void or will not payout the expected amount. Also take into account any admin or late payment fees that may apply.