If you own a "classic motorbike" you may be able to get cheap insurance if you only do limited mileage each year and normally a second vehicle to prove you own it for pleasure only. Sometimes if you have another vehicle insured through the same company, you may get an extra discount for the motorbike.
Making a claim will not automatically lose you all your no claims bonus. Most insurers will relegate you only two years meaning if you had 5 years no claims then you would still have 3 years. You can of course opt to protect this with an extra payment.
Don't just take our word for it that we can help you find cheaper motorbike insurance, search for quotes using our online facilities and see for yourself.
Normall you cannot build up any No Claims Bonus by being a named rider on someone else's policy. However there are car insurance polices where this now may be possible. Check to see if these benefits are yet to be applied to the motorcyle insurance market.
You should be aware that if you only have third party insurance you are not covered if your motorcycle is stolen or catches fire. You should weigh up the advantages of cheaper premiums against the possibility of a claim that may lose your mode of transport without any financial return.