If you are involved in an accident do not discuss who was to blame as this could lead to complications for you and your insurance company. However make sure you obtain as much information from any other person involved including witnesses to speed up the claim process.
Never go with the first quote you receive even if it looks reasonable, always compare quotes to see that you get everything you want included in the price. Sometimes you are offered extra that do not apply to you, other times buyers miss these extras, beacuse they took the first quote.
Having motorcycle insurance is a legal requirement. The minimum cover you can buy is "Third Party" but many insurers won't sell you this cover on its own. Remember insurance is there to protect you or anyone else involved in an incident. Many regret shopping on price alone.