If you are involved in an accident and it was proved your motor cycle was unroadworthy your insurance company may decide not to pay out. It is also possible that the police may then want to make criminal charges if neglegence is an option.
A fully comprehensive motor cycle insurance policy will cover any personal injuries to third parties including your passengers.
If you are unfortunate enough to be involved in an accident contact your insurance company as soon as possible, even if you are intending not to make a claim on your motorcycle insurance.
All motorbikes are classified into an insurance group. The higher the number category your motorcycle is in the more you will pay for insurance. Normally this relates to the power of the machine.
Failure to report an accident to your insurer, however minor the accident is, could invalidate your motorcycle insurance. Motorcycle insurance premiums are mainly based on the risk factor and previous riding experience. Should the information prove to be out of date, your courier bennetts motorbike insurance may not want to pay out.
