If you are making a claim and have comprehensive coverage most companies claim to settle the claim within 5-7 days. This may not seem important at this point, but if an accident should oocur the speed in which a claim is processed can make a big difference to your life. Consider how you would get to work etc, during this period?
If you're involved in a road traffic accident that isn't your fault you have the right to claim back losses from the responsible party. Most essex bennetts motorcycle insurance will do this for you, but if there is a legal issue, you may have to pay fro this seperate or take out extra cover to protect yourself from leagl fees.
Did you know that with third party insurance any damage to your own motorbike is not covered. It may not be possible to buy third party insurance for expensive machines.