Making a claim will not automatically lose you all your no claims bonus. Most insurers will relegate you only two years meaning if you had 5 years no claims then you would still have 3 years. You can of course opt to protect this with an extra payment.
If you are unfortunate enough to be involved in an accident contact your insurance company as soon as possible, even if you are intending not to make a claim on your motorcycle insurance.
It's hard enough to find cheaper motorcycle insurance, but if you have penalty points on your licence it's even harder, so why not use our list of insurers to find the best deal. Some publically invite riders with points on their licence.