Voluntary excess is an agreement you make with the policy provider to pay a higher percentage of excess. Normally the higher the excess the cheaper your premium. But remember this can be false economy if you were to need to make a small claim that is less than the excess value of your hampshire devitt motorcycle insurance.
If you're involved in a road traffic accident that isn't your fault you have the right to claim back losses from the responsible party. Most hampshire devitt motorcycle insurance will do this for you, but if there is a legal issue, you may have to pay fro this seperate or take out extra cover to protect yourself from leagl fees.
Failure to report an accident to your insurer, however minor the accident is, could invalidate your motorcycle insurance. Motorcycle insurance premiums are mainly based on the risk factor and previous riding experience. Should the information prove to be out of date, your hampshire devitt motorcycle insurance may not want to pay out.
The excess is the sum of money you need to pay in the event of a claim on your policy. This amount can vary from company to company and will effect the final quote. This can make your hampshire devitt motorcycle insurance cheaper but could be false economy if you suffer from a small claim that is of less value than your excess value.
