If you are making a claim and have comprehensive coverage most companies claim to settle the claim within 5-7 days. This may not seem important at this point, but if an accident should oocur the speed in which a claim is processed can make a big difference to your life. Consider how you would get to work etc, during this period?
Although it's cheaper to have third party fire and theft, if you ride a more expensive motorcycle make a comprehensive policy may offer more protection for any damage to your vehicle. Some larger bikes can only be insured on a comprehensive agreement.
Having your motorcycle insured for one or two named riders is normally cheaper than having it insured for any rider. Of course your premuim could depend on the named rider conserned, if that person has ppints on their licence or very young.
