One way to get lower motorbike insurance is to buy a motor cycle that belongs to one of the lower insurance groups. THis usually means a lower power machine or if you only use your bike for pleasure, it may be a low usage policy is a available from online motorcycle quote.
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You should be aware that if you only have third party insurance you are not covered if your motorcycle is stolen or catches fire. You should weigh up the advantages of cheaper premiums against the possibility of a claim that may lose your mode of transport without any financial return.
If you are involved in an accident do not discuss who was to blame as this could lead to complications for you and your insurance company. However make sure you obtain as much information from any other person involved including witnesses to speed up the claim process.
If you have made any modifications on your motorbike that may have raised its value, tell your insurance company as it may increase your premiums.
