Why not apply for a personal loan to consolidate all your outstanding debts and only have one monthly payment to organise? This could be especially beneficial if you are paying high interest rates on your existing commitments and the consolidation loan rates are of less cost.
Obtaining a loan to consolidate your debts, means you could exchange high interest rates for a new lower one therefore reducing your monthly outgoings.
Although most lenders advertise an APR you may not qualify for this rate if you don't meet all the lenders criteria.
