Before applying for a loan work out how much you can repay monthly and look for one that falls into that category, taking into account the interest and or set up charges that may be applied to that loan.
Sometimes, items like bank statements, wage slips, utility bills and Proof of residence need to be provided to the lender before a loan is approved.
Although most lenders advertise an APR you may not qualify for this rate if you don't meet all the lenders criteria.
