Have you thought about getting a personal loan rather than using your credit cards? The interest rates charged for loans can be less than rates on credit cards.
Whether a homeowner, tenant, or self employed there should be options here at a rate hopefully you will find affordable. Most of the lenders may offer you a rate to suit your credit rating. There are some lenders however, who only lend to specific indivuals at a fixed rate.
If you can afford to pay back a loan quickly, look for one available over a shorter period. This may save on early settlement payments. Money lenders are in business to make money, so the longer you take a loan out for the better it cold be for them. Why not calculate how much you could save with your online personal loans if you took this over different time scales.
Different types of loans are designed for different needs and circumstances. It's important you find out which type of loan is best for you. Your monthly payments may be lower is you take your loan over a longer time, but it is very likely you will pay more in intrest in the long run.
