Whether a homeowner, tenant, or self employed there should be options here at a rate hopefully you will find affordable. Most of the lenders may offer you a rate to suit your credit rating. There are some lenders however, who only lend to specific indivuals at a fixed rate.
If you are not confident you can regularly meet your repayments you should reconsider applying for a loan. A bad credit report can affect your future lending ability even if your finacial situation has improved.
The sum you can borrow varies from lender to lender and depends on your personal circumstances and ability to repay the loan.
Different types of loans are designed for different needs and circumstances. It's important you find out which type of loan is best for you. Your monthly payments may be lower is you take your loan over a longer time, but it is very likely you will pay more in intrest in the long run.
Always answer loan application questions honestly, checks are made to verify the information you provide.
