Contact your lender immediately to discuss your problems if you have trouble making repayments. You may find them more helpful and sympathetic if you do so. Changes in circumstances occur to more people than you think, so do not be afraid.
Before applying for a loan work out how much you can repay monthly and look for one that falls into that category, taking into account the interest and or set up charges that may be applied to that loan.
Sometimes, items like bank statements, wage slips, utility bills and Proof of residence need to be provided to the lender before a loan is approved.
Remember the more money you borrow the more interest you pay, so try and only borrow as much as you really need.
Always answer loan application questions honestly, checks are made to verify the information you provide.
