Most lenders will let you borrow between a minimum of £1000 and a maximum of £25000 for a personal loan. There are lenders that will let you borrow more but substantial security will be needed to gauranteed the money to be realesed.
Often it is you home that is used as security gainst the loan, sometimes the lender is very clear you home is not involved. So if you take out a secured loan against your home, you may be at risk of losing it if you do not keep up with payments.
If you are not confident you can regularly meet your repayments you should reconsider applying for a loan. A bad credit report can affect your future lending ability even if your finacial situation has improved.
Do you know you can check your credit rating for a nominal fee using a credit reference agency like Experian, Checkmyfile or Equifax.
We have plenty of loans available with repayment terms to suit all budgets.
