There is a risk factor applied to all insurance polices and pet insurance is no exception. It is possible that older pets or animals with a history of being unwell may be difficult or even impossible to insure. Your pet insurance policy may set different conditions to the competition, so compare before you buy.
There is no national health service for pets in this country. If your pet has an accident or is in pain, then you will have no choice but to take it to vet to put things right. With an average vets bill of £300, this can be costly to your wallet. A possible solution to help you with your finances could be pet insurance.
If your pet has a travel trip to take it abroad, you need to be aware that your standard pet insurance may not cover it for travel abroad. However some companies do allow you to add travel cover to your policy.