Very often you can get a discount by purchasing your pet insurance online rather than over the phone. By reducing their administration costs, they often can pass those savings on to you. However offers change all the time, so you should visit their website to confirm a discount is available.
Look out for the excess value within your pet insurance agreement. This excess payment may prevent you for claiming on smaller vets bills. Some companies keep their premiums down by having higher excess charges as part of the policy. Do your sums first to calculate the real value of the cover.
Are you aware that your pet insurance could also cover you against the death of your pet? Of course this is something you don’t want to think about, but often the circumstances of these unhappy events can put a bog hole in your pocket as well as the grief of your loss.
If you own more than one pet you can often purchase a multi pet policy rather than separate ones for each animal. Not all providers offer this but it is worth checking out to see if the current pet insurance provider will do a multi animal policy.
