There can be a huge difference in cover between one annual flexi cover travel insurance policy and another. make sure you read all the small print to see what you are protected for.
Travel agents often make more money on selling annual flexi cover travel insurance than the holidays they sell. Be one step ahead and consider buying your travel insurance separate from your holiday. You could save quite enough to treat yourself abroad.
Some cities and countries are safer than others when it comes to crime. You may have travel insurance, but following some basic travel advice and not showing your valuables to the world, could save you from the inconvenience of going through with a travel insurance claim.
It is possible that a previous claim could affect your annual flexi cover travel insurance premium. There are sometimes limits to how many times you can claim within a certain period of time. You renewal or replacement travel insurance policy may be affected.
There is sometimes a minimum period of travel required before your annual flexi cover travel insurance come not play. This could require at least one or two nights away from home before you can claim. These nights away also may have to be rebooked to prove this was a planned business break or holiday.
