Many rely on the E111 card you can get which is an agreement with certain European countries to exchange free medical treatment. You need to be aware though that following an accident, the ambulance will take you to the nearest hospital, which could be private. In this case your E111 card will have no value.
Sometimes things happen abroad you may not have the experience to deal with. Look for a travel insurance that offers legal assistance and advice to help you get compensation for events that may have ruined your holiday.
Most annual policies only allow you to travel for a certain amount of days per trip, normally 30 days. If you intend to travel for a longer period, even if it is well within your policy dates, you should buy a policy that allows extended travel periods. This may cost a bit more.
Some credit cards offer travel insurance as part of their deal to entice you to use their credit card. Whilst this can be a great offer, you should take the time to ensure the cover is adequate for your needs. This business 1 stop travel insurance is not free if it does not cover you for a claim. Make sure you compare the free insurance for what you would get by buying a policy.
Even if you have bought your policy at the age of 79, you may find that on your 80th
Birthday the business 1 stop travel insurance may become invalid. This condition may apply to their ages across different policies. Acceptance of the policy does not guarantee a full 12 months cover if you cross an age limit.