If a child were to become ill, most travel insurance polices will only cover the child and one parent to stay in the resort to look after the child. Everyone else would either need to go back home as normal or fund the rest of the group to stay also.
Certain car hire agreements abroad do not cover you for personal injury whilst driving their hire car. They assume your travel insurance will cover you for such circumstances. Ensure you are covered whilst driving a hire car in a foreign country by reading your own insurance and the insurance polices provided with the hire car.
With low cost airlines changing how we travel more and more of us are opting not go on a package holiday and to explore on our own. This make travel insurance an even bigger necessity and we no longer have the benefits of a tour rep or people we may know abroad to help us in time of trouble.
Worldwide travel is becoming more assessable with more flights than ever leaving the UK everyday to destinations our parents and grand parents could only dream of. Worldwide travel insurance will cover you for most destinations for most things that could ruin your trip away. But be aware that there are still some countries not covered under some travel policies.
Look out for any age restrictions to family policies that included children. Some policies may say that you require an adult policy for a 16 year old, even if they are still at home and at school. Some policies may allow that child to remain on the policy so long as they are at home and not in full time employment. If you have children at this age, you should check the small print.
