There are always circumstances where your holiday 1 stop travel insurance company will not pay out in the event of a claim. As every provider is different, ensure you know these circumstances by reading all the small print and what is not included section of your paperwork.
Travel insurance is not just for leisure but for business too. If you are regularly away on business, it makes sense to have holiday 1 stop travel insurance to cover you for those unforeseen circumstances. You can be covered for possessions lost or stolen or even severely delayed flights. If your flight is cancelled you can buy another, at least knowing your cost will be covered.
Some credit cards offer travel insurance as part of their deal to entice you to use their credit card. Whilst this can be a great offer, you should take the time to ensure the cover is adequate for your needs. This holiday 1 stop travel insurance is not free if it does not cover you for a claim. Make sure you compare the free insurance for what you would get by buying a policy.
Using a one-page comparison page may not show you all the differences between the holiday 1 stop travel insurance polices. For a simple holiday this may be sufficient, but on other circumstances a more detailed investigation may be useful to ensure you buy the right insurance.