Last minute books can save you money for you holiday, but last minute decisions on travel insurance could cost you a lot more if you do not have sufficient cover. The good news is that in many cases you can buy your travel insurance online and have immediate cover, so even if you have only a few hours before you fly, you can us Financebam to consider the different companies and options before you travel.
Sometimes when on holiday something could occur that requires you to have legal advice, where an accident has occurred but no one accepts responsibility or for poor hospital or other treatment. See if the international direct line travel insurance policy you are about to buy, has legal protection or advice also.
You can still buy single trip travel insurance, often at prices well below what your local holiday agent would offer you. This can be very cost effective solution if you know you will only be travelling once this year. However if you intend travelling more than once, then you should compare an annual policy to two single policies.
Look out for any age restrictions to family policies that included children. Some policies may say that you require an adult policy for a 16 year old, even if they are still at home and at school. Some policies may allow that child to remain on the policy so long as they are at home and not in full time employment. If you have children at this age, you should check the small print.
Getting a policy for travellers over the age of 65 can be difficult and even harder as you approach the age of 80. After this age, you may be required to have doctor to certify you are fit to travel and have no illnesses or complaints before you will be allowed to purchase the relevant international direct line travel insurance.
