You will find that you can buy multi trip js insurance travel insurance for yourself, as a couple or as a family. This can be much cheaper than trying to buy polices separately for each person travelling. Very often, travel agents approach selling travel insurance by only selling per person.
It is not something you want to think about, but what would happen if someone on your group were to dies whilst on holiday, should be looked at whilst considering your purchase. A travel insurance policy may help you get your loved back home in the event of a death. The costs of doing this can be very high.
Your pet may not be covered if you take it away on a British holiday with you. You should look at your pet insurance policy to see if your animal is covered whist on holiday or away from home.
Each policy may cover you for a certain baggage value should it be lost or stolen. This may apply to travellers more than ever as restrictions now state certain luggage must go in the hold. Items you have normally kept with you are now in the trust of other people.