Remember multi trip travel insurance can also cover you for things like flight delays and other things outside your control.
Losing or having your passport stolen whilst on holiday or business could prevent you coming home on time. Look to see if your multi trip travel insurance policy has special passport options to help you in these circumstances.
As with many different types of insurance there may be an excess payment associated with any claim. This may mean that it would not be worth claiming for a small value. Check to see what if any excess charge there is with your travel insurance policy.
Some cities and countries are safer than others when it comes to crime. You may have travel insurance, but following some basic travel advice and not showing your valuables to the world, could save you from the inconvenience of going through with a travel insurance claim.