Carry your insurance policy or at least your policy number or any contact details with you to show to any ambulance man should you have a serious accident. Often they will look for your travel insurance policy to decide which hospital to take you to. If they cannot find your insurance, they make take you to a state hospital, where the treatment may not be as good or as local.
A serious illness can happen abroad, but where continued treatment is needed back here in the UK. Sometimes special travel arrangements have to be made, as normal air transport may not be able to handle the movement of the patient. There are special planes adapted for this reason, with specialist support. But this is very expensive, something most of us would struggle to pay for. Look to see if your travel insurance covers you for this transportation.
If you are looking for over 65 flexi cover travel insurance, them hopefully we have the right options and the right links to the websites that will give you the best deal for you, befire you go on your dream holiday.