European travel insurance polices are normally cheaper than the full worldwide polices. But you should be aware of what is and what is not covered when travelling abroad. For example, acts of terrorism or war may not be included. Get advice from the relevant government site before travelling.
You can save money on your ski holiday virgin travel insurance by not opting for winter sports. However is you are intending to do some skiing or similar you should ensure that you are fully covered for winter sports as it is normally not included as standard, and you policy will not be covered you should you have an accident.
Your pet may not be covered if you take it away on a British holiday with you. You should look at your pet insurance policy to see if your animal is covered whist on holiday or away from home.
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