You can save money on your student flexi cover travel insurance by not opting for winter sports. However is you are intending to do some skiing or similar you should ensure that you are fully covered for winter sports as it is normally not included as standard, and you policy will not be covered you should you have an accident.
If you intend to go backpacking for a long period of time you should buy a travel insurance that reflects this. Annual travel insurance policies tend to allow you to travel as many times as you like during your year, but only for a limited amount of days per trip. These periods of time are no normally long enough to cover backpacking trips.
You can still buy single trip travel insurance, often at prices well below what your local holiday agent would offer you. This can be very cost effective solution if you know you will only be travelling once this year. However if you intend travelling more than once, then you should compare an annual policy to two single policies.
A dream holiday can become a nightmare; at least with student flexi cover travel insurance you can have financial support and often, legal advice to get you through difficult circumstances in often an unknown country.
