You can save money on your winter sport 1 stop travel insurance by not opting for winter sports. However is you are intending to do some skiing or similar you should ensure that you are fully covered for winter sports as it is normally not included as standard, and you policy will not be covered you should you have an accident.
Travel agents often make more money on selling winter sport 1 stop travel insurance than the holidays they sell. Be one step ahead and consider buying your travel insurance separate from your holiday. You could save quite enough to treat yourself abroad.
Often when on holiday you may get the option of participating in certain water sports such as jet skis, or even paragliding above the sea. You should check if your winter sport 1 stop travel insurance would cover you for such activities. If not make sure you buy or have insurance from the water sport service provider. Unfortunately many companies do not offer insurance and in fact get you to sign a disclaimer stating you will take responsibility if an accident should occur.
It is possible that a previous claim could affect your winter sport 1 stop travel insurance premium. There are sometimes limits to how many times you can claim within a certain period of time. You renewal or replacement travel insurance policy may be affected.
It is not something you want to think about, but what would happen if someone on your group were to dies whilst on holiday, should be looked at whilst considering your purchase. A travel insurance policy may help you get your loved back home in the event of a death. The costs of doing this can be very high.
