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You may have to earn a seperate no claims bonus from your cheaper e van van insurance than for your private car insurance. This rule normally applies when the van is on a buinsess policy and your car, a private one.
If you belong to a professional body or a trade union check to see if they negotiate cheaper van insurance for their members.
In some cases if you add a second driver to your policy who has a good driving record it can reduce your insurance costs.
If you are making a claim and have comprehensive coverage most companies try and settle the claim within 5-7 days.
