You can reduce payments by offering a voluntary excess, but keep in mind not to offer a huge sum as you will need to meet it if you make a claim.
If you are involved in an accident do not discuss who was to blame as this could lead to complications for you and your insurance company.
Any penalty points you have previously accumulated must be declared to your new insurance company.
If you are involved in an accident and it was proved your van was unroadworthy your insurance company may decide not to pay out.
We have a list of various providers of motor insurance who will supply you with quotes that won't cost the earth.
