The excess is the sum of money you need to pay in the event of a claim on your policy. This amount varies from company to company.
If you're buying a second van your no claims discount only applies to your first commercial vehicle, but you may still get a lower quote if you haven't made a claim.
You should declare that you van is for business when filling in your van insurance enquiry form.
If you want lower van insurance we can steer you in the right direction to find cover from our extensive list of insurance companies.
