Consider what your van insurance covers, for example what can you carry in your van? What value of goods will be insured? Remember your tools car cost lot to replace.
You can reduce payments by offering a voluntary excess, but keep in mind not to offer a huge sum as you will need to meet it if you make a claim.
You should declare that you van is for business when filling in your van insurance enquiry form.
For a small extra premium some companies let you protect your no claims discount.
