Having the correct van inurance policy is not just about replacing the van, it is also about the busines you may lose, through the loss of your commercial vehicle.
You may qualify for a no claims discount from your insurer if you have been driving for a year or more and haven't made a claim.
It's hard enough to find cheaper van insurance, but if you have penalty points on your licence it's even harder, so why not use our list of insurers to find the best deal.
If you belong to a professional body or a trade union check to see if they negotiate cheaper van insurance for their members.