Having the correct van inurance policy is not just about replacing the van, it is also about the busines you may lose, through the loss of your commercial vehicle.
The excess is the sum of money you need to pay in the event of a claim on your policy. This amount varies from company to company.
If you are unfortunate enough to be involved in an accident contact your insurance company as soon as possible, even if you are intending not to make a claim on your insurance.
Drivers found driving without insurance can have their van impounded or even taken away to be destroyed. Remember this could effect your business.
Even if you find a cheaper quote than your existing insurance it's worthwhile telling your existing insurers to see if they will match or better the offer.
