Having the correct van inurance policy is not just about replacing the van, it is also about the busines you may lose, through the loss of your commercial vehicle.
The excess is the sum of money you need to pay in the event of a claim on your policy. This amount varies from company to company.
Remember when shopping around for a new van insurer that your no claims bonus is moveable; always mention any bonus you may have to your new insurer.
Although it's cheaper to have third party fire and theft, if you drive a more expensive van make a comprehensive policy may offer more protection for any damage to your vehicle.
You should declare that you van is for business when filling in your van insurance enquiry form.
