Failure to report an accident to your insurer, however minor the accident is, could invalidate your insurance.
Remember giving false information or leaving out vital information to get cheaper insurance is an offence and will ultimately leave your policy null and void.
Types of modifications that may affect your premiums include: body spoilers, alloy wheels, modified suspension, engine modifications and even sat nav.
You can reduce the risk of theft by parking off road in your driveway or garage,. Most insurers will offer up to a 5% discount if you do so.
